Welcome to Crown Digital Platform. These Terms of Service govern your access to and use of our website, services, platforms, and applications. By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use the Service.

1. Eligibility & Account Registration

1.1 You must be at least [18/age applicable] years old and capable of entering into binding contracts in your jurisdiction to use the Service.
1.2 To access certain features, you may need to register for an account. You agree to provide accurate, current, and complete information during registration and to update your information as needed.
1.3 You are responsible for keeping your account credentials (username, password) secure, and for all activity under your account. You must notify us immediately if you suspect any unauthorized use of your account.

2. Use of the Service

2.1 Permitted Use. You may use the Service only for lawful purposes and in accordance with these Terms. You must not use the Service in any way that violates applicable laws or regulations.
2.2 Prohibited Conduct. Without limitation, you agree not to:
 a) Use the Service to transmit spam, unlawful or harmful content, or infringing content
 b) Interfere with or disrupt the Service or servers/networks connected to it
 c) Attempt to gain unauthorized access to other accounts or systems
 d) Modify, adapt, reverse engineer, decompile, or disassemble any part of the Service
 e) Use bots, scrapers, or other automated means to access the Service (unless expressly permitted)
 f) Impersonate another person or entity
2.3 We reserve the right (but are not obligated) to monitor usage and to remove any content or restrict any account that violates these Terms.

3. Content & Intellectual Property

3.1 Ownership. We (or our licensors) own all rights, title, and interest in and to the Service, including software, designs, text, graphics, interfaces, logos, and trademarks.
3.2 Your Content. You retain ownership of any content you submit (e.g., text, images), subject to the license you grant us as described below.
3.3 License to Us. By posting or submitting Your Content, you grant us a non-exclusive, worldwide, royalty-free, transferable, sublicensable license to use, reproduce, distribute, modify, display, and perform Your Content in connection with operating the Service.
3.4 Feedback. If you provide feedback or suggestions, you grant us the right to use them without restriction.

4. Payments, Subscriptions & Refunds

4.1 Some features or services may require payment or a subscription. You agree to pay all fees associated with your use.
4.2 We may charge via recurring billing (monthly/annually) and you authorize us to charge the payment method you provide.
4.3 We may change our fees or billing methods, but we will provide notice before changes take effect.
4.4 Refunds. Except where required by law or as explicitly stated, fees are non-refundable.
4.5 If your payment method fails or your account is past due, we may suspend or terminate your access until payment is resolved.

5. Disclaimers & Limitations of Liability

5.1 No Warranty. The Service is provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.
5.2 Limitation of Liability. To the maximum extent permitted by law, in no event will we (or our officers, employees, agents) be liable for indirect, incidental, special, punitive, or consequential damages (including lost profits, data, use) arising out of or related to the Service, even if we have been advised of the possibility of such damages.
5.3 Cap on Liability. Our aggregate liability for all claims under these Terms is limited to the greater of (a) the total fees you paid in the 12 months preceding the claim, or (b) USD $100 (or equivalent).
5.4 These limitations apply regardless of theory of liability (contract, tort, negligence, etc.).

6. Indemnification

You agree to defend, indemnify, and hold harmless Crown Digital Platform and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, or expenses (including reasonable legal fees) arising from:

Your violation of these Terms

Your use of the Service

Your infringement of third-party rights

7. Suspension & Termination

7.1 We may suspend or terminate your account or access to the Service at our discretion, with or without notice, if you violate these Terms or for any other reason.
7.2 Upon termination, your right to use the Service ceases immediately. We may delete or deactivate your account and content.
7.3 Sections that by their nature should survive termination (e.g. Intellectual Property, Disclaimers, Indemnification, Limitations) will survive.

8. Governing Law & Dispute Resolution

8.1 These Terms are governed by and construed under the laws of [Your Country / State], without regard to conflict of law rules.
8.2 Any disputes arising under or in connection with these Terms shall be resolved by [arbitration / courts] in [Location], and you consent to personal jurisdiction there.

9. Changes to Terms

We may revise or update these Terms at any time. We’ll provide notice (e.g. via email or on the platform). Your continued use after changes constitutes your acceptance of the new Terms.

10. Miscellaneous

10.1 Entire Agreement. These Terms (and any policies or agreements incorporated by reference) constitute the entire agreement between you and us regarding the Service.
10.2 Severability. If any provision is found invalid or unenforceable, the remainder of these Terms will remain in force.
10.3 Waiver. No waiver of any term is a waiver of any other term or future enforcement.
10.4 Assignment. You may not assign your rights under these Terms without our prior written consent; we may assign our rights freely.

11. SMS Messaging & A2P Compliance

11.1 By providing your phone number to Crown Digital Platform, you consent to receive SMS and MMS messages from us, including account notifications, service updates, reminders, and promotional content. Message frequency may vary.
11.2 Message and data rates may apply. Your carrier’s standard messaging and data charges will apply to all SMS/MMS communications.
11.3 You may opt out at any time by replying STOP to any message. To receive help, reply HELP or contact our support team at [email protected] or +1 844-793-2800
11.4 You agree that we may send you text messages using an automated system, and that your consent is not a condition of purchasing any product or service.
11.5 We are not responsible for any delays in message delivery, as delivery is subject to effective transmission by your mobile carrier.
11.6 Your information will be handled in accordance with our Privacy Policy.